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Checking Accounts:

WFTFCU checking accounts have no monthly service charges if you sign up for e-statements. If you request paper statements, there is a $3 monthly service charge. Monthly dividends are paid on balances of $500 or more. Debit Mastercards, Courtesy Pay and Overdraft Protection are available. Minimum deposit of $50 is required at the time the account is opened.

Stay safe from fraudulent charges while shopping online with Mastercard Identity Theft Alerts.

Student Checking Accounts:

Student checking accounts for 18-25 year olds:

Your checks are free and there are no monthly service charges. Monthly dividends are paid on balances of $500.00 or more. Debit Mastercards, Courtesy Pay and Overdraft Protection are available.

Student checking accounts receive Platinum Perks free! Minimum deposit of $50.00 required at the time the account is opened.

Student checking accounts for children ages 13-17:

Your checks are free and there are no monthly service charges. Monthly dividends are paid on balances of $500.00 or more.  A parent or guardian must be named on a child’s account and will be jointly liable for the account and its activity.

This checking account is not eligible for our Courtesy Pay program.  The daily limits on debit cards are set at WFTFCU defaults unless the parent or guardian wants to customize the limits.  

Minimum deposit of $50.00 required at the time the account is opened.

Platinum Checking Accounts:

Our Platinum Checking accounts save you money, and are easy to use! Just download the WFTFCU Platinum Perks app and start saving! Platinum Checking is only $6/month and is free for student accounts! Platinum checking is FREE if you maintain a $1,000 minimum balance.

Platinum Checking benefits:

  • Cell phone protection - Up to $400 per claim with a possible two claims per year
  • Daily Deals - Get coupons for stores, restaurants, and more wherever you go! You can even choose to get notifications when you pass by merchants with savings opportunities.
  • ID Theft Aid - Fraud specialists at your disposal. Up to $2,500 reimbursement for covered expenses to restore your identity.
  • Roadside Assistance - Roadside assistance is available 24/7 and is free to use up to $80 in covered service charges.
  • $10,000 Travel Accidental Death Coverage - Peace of mind for the unexpected.
  • Health Savings Card - Save money on prescriptions, eye exams, frames, lenses, and hearing services.


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