Effective: October 1, 2024
Used Autos 10 years & Older
New/Used Recreational Vehicles
New/Used Risk-Based Pricing Guidelines
Home Equity, $5,000.00 min.
New/Used Risk-Based Pricing Guidelines
New/Used Risk-Based Pricing Guidelines
New/Used Risk-Based Pricing Guidelines
2% above Certificate rate rounded up to an even ¼ percent
Effective: October 1, 2024
New Autos
(amount greater than $50,000.00)
Up to 72 months
(15% down)
Up to 72 months
(15% down)
New Recreational Vehicles
BOATS Excluded
Up to 48 months (10% down)
Up to 60 months (10% down)
Up to 120 months (15% down)
Used Recreational Vehicles
BOATS Excluded
Up to 48 months
(15% down)
Up to 60 months
(15% down)
Up to 120 months (15% down)
Annual Percentage Rate: The annual percentage rate you receive for certain sub-accounts listed will be within the range disclosed and will be based on certain creditworthiness criteria. Automatic transfer of payment and down payment discounts are available on certain sub-accounts. Ask us the rate for which you qualify.* Daily Periodic Rate percentage pertains to the lowest APR figures in a range.
Late Charge: If you are 10 days or more past due on your loan, you will pay a late charge of 5% of your monthly payment, minimum $5.00.
Collection Cost: You promise to pay all costs of collecting the amount you owe under this agreement, including court costs and reasonable attorney fees.