Effective Oct. 12, 2022        
APY = percentage rate reflecting the total amt of div’s to be paid based on the div. rate & frequency of compounding for an annual period    
CHECKING ACCOUNTS   OUR RATE APY
    CURRENT MONTH    
Minimum Deposit $1 TO $499 0.00% 0.00%
of $50.00 required to open. $500 TO $2,499 0.05% 0.05%
    $2,500 AND UP 0.05% 0.05%
         
         
SAVINGS ACCOUNTS      
Minimum Deposit CURRENT MONTH    
of $50.00 required to open. $1 TO $49 0.00% 0.00%
    $50 TO $7499 0.10% 0.10%
    $7,500 AND UP 0.10% 0.10%
         
         
INDIVIDUAL RETIREMENT ACCOUNTS    
Minimum Deposit CURRENT MONTH 0.75% 0.75%
of $50.00 required to open.        
CHECKING, SAVINGS, AND IRA RATES ARE SUBJECT TO CHANGE MONTHLY
         
CERTIFICATE ACCOUNTS Minimum Purchase   $1000.00  
6 MONTHS (182 DAY)   1.00% 1.00%
1 YEAR     1.80% 1.81%
18 MONTH     1.90% 1.92%
2 YEAR     2.50% 2.53%
3 YEAR     2.75% 2.78%
4 YEAR     2.75% 2.78%
5 YEAR     2.75% 2.78%
DIVIDENDS PAID MONTHLY      
         
MINI-JUMBO CERTIFICATES Minimum Purchase $50,000.00  
6 MONTHS (182 DAY)   1.00% 1.00%
1 YEAR     1.80% 1.81%
18 MONTH     1.90% 1.92%
2 YEAR     2.50% 2.53%
         
DIVIDENDS PAID MONTHLY      
                             CD RATES SUBJECT TO CHANGE DAILY


APY = percentage rate reflecting the total amount of dividend’s to be paid based on the dividend rate & frequency of compounding for an annual period

Rates are subject to change at management discretion.

Dividends paid monthly.