Share accounts are savings accounts that allow convenient access to your money. A minimum deposit of $50 ($10 for students) is required at all times to have WFTFCU membership.
Members ages 12 and under are considered Savings Stackers. Savings Stackers learn the value of savings their coins while earning prizes. Every child will receive a Savings Stacker Bank and Savings Stacker Tracker when he/she opens an account. It only takes $10 to open a Savings Stacker Account, so start stacking your savings today!
Members may open certificates for six months to five years with a minimum balance of $1,000. Members may also open Mini-Jumbo Certificates with a minimum balance of $50,000 for six months to two years. A penalty may be required for early withdrawal of some deposits.
Individual Retirement Accounts
WFTFCU offers both Roth and Traditional IRA’s. Traditional IRAs offer tax-deferred earnings. When you withdraw from a traditional IRA, your withdrawal will be treated as taxable income. Roth IRA contributions are not tax-deductible, however, you can withdraw contributions and earnings tax free. There is no minimum balance.