WFTFCU Mastercards have low fixed rates and no annual fees! You can also earn UChoose Rewards points with your WFTFCU Mastercard.  Earn 1 point for every $2 you spend.  Don’t forget to register your card!

To learn more about wise ways to use your credit card, visit our financial leaning center, LearnIT.


EMV Chip Credit Cards

EMV- which stands for Europay, Mastercard, Visa – is a global standard for cards equipped with computer chips and the technology used to authenticate chip card transactions.  The magnetic stripes on traditional credit and debit cards contain unchanging data. Whoever accesses that data gains the sensitive card and cardholder information necessary to make purchases.  Unlike magnetic stripe cards, every time an EMV card is used for payment, the card chip creates a unique transaction code that cannot be used again.  EMV technology will not prevent data breaches from occurring, but it will make it much more difficult for criminals to successfully profit from what they steal.


We are very excited to offer this added layer of security! If you have any questions, call 940-692-7096.