Fee Schedule – Wichita Falls Teachers FCU

Effective July 1, 2018

Savings Account Fees
Savings Fee: Excessive Withdrawal $1.00 per withdrawal, after 3 per month
Inactivity Fee: No transaction in the past 18 months. $5.00 per month
Checking Account Fees
Overdraft fee: $1.00 per item
NSF fee: $30.00 per item
Returned Item fee: $5.00 per item
Stop Payment fee: $25.00 per item
Check Printing fee: Prices may vary depending upon style
Paid Check Copies: $5.00 per item
Statement Copy: $1.00 per page
Account Activity Print-out $1.00 per page
Temporary Check: $0.10 per check
Rejected Item: $0.25 per item
Business Checking Fees
Service Charge: $10.00/month, if your minimum balance is not maintained and with a limit of 15 checks. A fee of $0.25 for each additional check exceeding the 15 check limit.
Courtesy Pay

NSF – Paid or Returned Unpaid:

$30.00 per item
Other Service Fees

Co-op Shared Branch Return Check Fee:                                                                                 $15.00 per item

Account Reconciliation fee: $25.00 per hour
Account Research fee: $25.00 per hour
Statement Copy fee: $1.00 per page
Deposit Item Return fee: $5.00 per item
Collection (incoming) fee: No charge
Collection (outgoing) fee: $25.00 per item
Wire Transfer (outgoing) fee: $25.00 per transfer
Western Union Wire fee: $35.00 per transfer
International Wire fee: $40.00 per transfer
Account Closure: $15.00 if closed within 90 days of opening account
Mail Returned Undelivered: $5.00 per month
Foreign Currency: $20.00 (1 week delivery)
Fax (Incoming): No Charge
Fax (Outgoing): $3.00 for the first page; $1.00 for each additional page
Credit Union Check made payable to 3rdparty: $5.00 per check
Stop Payment on Credit Union Check: $30.00 per check
Gift Envelope: $0.10 per envelope
Nonproprietary ATM: $1.00
ATM Balance Inquiry fee: $0.35 per inquiry
Debit Card Replacement fee: $5.00
Debit Card Reinstatement fee: $10.00
Additional Debit Card $5.00
Liens, Levies, Judgments, Warrants, Child Support, etc. $50.00
Overnight Mail Delivery (USPS, Fed Ex, UPS, etc.) $35.00
Credit Union Bag $4.00 per bag
Gift cards
Purchase fees: Cards $100.00 or less – $3.00
Cards $100.01-$1,000.00 – $5.00
Monthly Card: $2.95/Month beginning in the 7th month after Card Issuance
Card Replacement fee: $5.00
Exceeding Card Value fee: $15.00
Transaction or Statement Copy fee: $2.00
**If you are entitled to a refund for any reason for goods or services obtained with you Card, you agree to accept credits to your Card for such refunds. It may take up to 7 days for the amount of the refund to be credited to your card.
Individual Retirement Accounts
Annual Account Maintenance fee: $15.00 per year
Account Termination fee: $25.00 if closed within 180 days of opening account
Credit Union Membership
Membership Share: $50.00 par value


The rates and fees appearing in this Schedule are accurate and effective for accounts as of the Effective Date indicated on this Rate and Fee Schedule.  If you have any questions or require current rate and fee information on your accounts, please call the Credit Union at 940-692-7096.

Tips to open an account: Be sure to bring you drivers license (or other valid photo ID) and your social security card. Opening an account is quick and easy, taking only a few minutes.  For more information about opening an account, contact a Member Services Representative at 940-692-7096 or memberservices@wftfcu.com